Insurance fraud probably occurred at the time of the formation of insurance and are not a new phenomenon, nor characteristic only for the Polish. Such fraud has already occurred, even in antiquity, as evidenced by the work may be lawyers of ancient Rome on trumped zatonięć ships, warehouses fires, attacks on caravans, stolen goods, which was preparing to defraud the improper compensation. Become a real problem, however, these crimes in modern times, and was not free from them is also a socialist economy. For many years, insurance companies do not deal with this issue and treat it as an inseparable element of insurance risk. In the structure of compensation and benefits paid to the highest values accept compensation and benefits under the compulsory insurance of civil liability for motor vehicle damage caused by the movement of vehicles and payments for voluntary insurance autocasco.
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